AccountsIQ AI

Drafted by AI.
Decided by Finance.

AccountsIQ AI prepares the work inside your ledger. Every suggestion waits for a person to approve it.

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  • 4.5on G2
  • 4.6on Capterra
  • 35,000+finance users
  • 85+countries

Every job ends the same way.

Step one · it drafts

The Allocator reads the open invoices and the receipts and payments already sitting in your ledger, and pairs them oldest first.

Step two · you review

The matches arrive as one list, with the reasoning shown beside each pair. Nothing has moved yet.

Step three · you approve

You accept in bulk, or send anything back. Only then does it reach the ledger, with a full audit trail.

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Six ways the work arrives prepared.

01

Receipts & Payments Allocator

Looks at open invoices and the receipts and payments already in the ledger, and matches them across both customer and supplier sides. It never creates a receipt or a payment.

You review the matches in bulk and confirm. Rules-based and fully auditable.

02

Fixed Asset Capture

When a purchase invoice lands on a fixed-asset GL code, it pre-fills a draft asset record linked back to the source invoice, so nothing is missed at month end.

Nothing enters the asset register until you approve it.

03

Prepayments Assistant

When an invoice looks like a prepayment, it works out the date range, spreads the cost across the right periods and prepares the journal.

Nothing posts until your team confirms it.

04

Smart Alerts

Watches the things you have said matter: a new bank account, a posting to a specific GL code, a transaction above your threshold. It tells you the moment it happens rather than at month end.

You set what matters. You decide what to do about it.

05

Payment File Format Finder

If your bank is not yet supported, upload the bank’s specification and a sample payment file. It identifies the correct payment file format, or guides you through requesting a new one from inside AccountsIQ. No manual transformations.

You confirm the format before it is saved to the bank account.

06

Industry Chart of Accounts Setup

When you onboard, it builds a chart of accounts that fits your sector — fund types, headings and reporting lines — instead of adapting a generic template. New customers only.

You review the draft, rename or merge what you like, and approve it before a single account is created.

07Coming soon

MCP Connector

Model Context Protocol lets the AI assistant your team already works in ask AccountsIQ directly — balances, aged debtors, who has paid — and answer from the live ledger instead of last month’s export.

You choose what it can see, read-only, and you can switch it off at any time.

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AccountsIQ AI works only from your own ledger data, and holds every suggestion until a person approves it.

Trusted by design

Accuracy by design. Control by default.

Trust is built into every part of how we use AI. Every suggestion is grounded in your own data, shown with its reasoning, and held until a person approves it.

EnvironmentYour tenant onlyno cross-org sharing
Public model trainingExcludednever used to train
01

Your data stays yours.

Customer data is never shared between organisations and is never used to train public AI models. It stays inside your own environment.

Audit trail today
12 held for review
Approved by a person1,228
Sent back4
Posted without review0
02

Every output is reviewable.

Each AI-supported output can be reviewed and audited, with the suggestion and its reasoning side by side. Designed for regulated finance, including alignment with the EU AI Act.

SuggestionMatch INV-4471 to RCP-2208waiting for approval
Hidden automationNonenothing posts on its own
03

A person always decides.

Nothing is posted, saved or submitted without human review and approval. There is no hidden automation and no opaque decision-making.

AI embedded where it matters.

  1. Prepared first, with confidence.

    Allocations, prepayment journals and alerts, prepared before you open them.

  2. Assistance when and where you need it.

    It appears at the right moment, explains itself, and shows the time it saved.

  3. Explainable, and controlled by design.

    Within agreed limits. Always reviewable. Approved by your team.

It sits inside the work you already do.

Not a separate place to go, and never a step you cannot see.

AccountsIQ AI Ask about any task
Hi — I’m the AccountsIQ AI assistant. Ask me about any of the tasks below, or anything about how AI works inside AccountsIQ.

AccountsIQ AI prepares the work finance teams search for help with: automated invoice matching, accounts receivable and accounts payable automation, keeping the fixed asset register up to date, prepayment schedules and prepayment accounting entries, duplicate invoice checks, alerts on changed supplier bank details, GL codes and transaction thresholds, bank and BACS payment file formats, and an industry chart of accounts template for construction, charities and more. It keeps a full audit trail, and every suggestion waits for a person to approve it.

“With AccountsIQ now, we’ve got a detailed audit trail for all purchase order requests and approvals, and the same with our purchase ledger invoices. It has given us a lot more security.”

Tom PerksCPW

“The move away from Sage 50 and paper-based accounts to AccountsIQ has been phenomenal. The system is really easy to use and the support and reporting is great.”

Luke HollandFinance Manager, Aquazone

“This enables us to pull all our data into one place, into one currency, and it makes our reporting a lot easier. It wouldn’t be possible to do our reporting effectively without what AIQ can offer.”

Ben AhchinkowFinance Analyst, GP Bullhound

See it on your own numbers

This is what human-led AI looks like.

The work arrives prepared. The decision stays with your team.

Book a demo
  • 30 minutes
  • Your ledger, not a sandbox
  • A person on the call